Selling a Rolex can put cash in hand quickly, while borrowing against it may...
https://louisdrxt919.image-perth.org/is-it-smarter-to-sell-my-rolex-before-or-after-a-market-rebound
Selling a Rolex can put cash in hand quickly, while borrowing against it may let you keep the watch and consigning can give it time to find the right buyer. The trade-offs come down to timing, fees, and how much control you want