Small businesses can shop off-exchange through a broker, compare small-group...

https://highstylife.com/health-insurance-outside-the-exchange-for-a-business-with-no-hr-tools/

Small businesses can shop off-exchange through a broker, compare small-group plans directly with carriers, or consider an HRA if individual coverage fits. Before weighing premiums, check that employees’ doctors and hospitals are in-network.