Inherited a Rolex and wondering whether to sell it or get a collateral loan?...

https://stateofseo.com/why-do-watch-prices-move-so-much-from-year-to-year/

Inherited a Rolex and wondering whether to sell it or get a collateral loan? Understanding the difference between insurance value and resale value is key. Insurance value covers replacement costs, while resale value reflects what buyers will pay