Freelancers can use a Rolex as collateral to cover the stretch between client...

https://johnathanrcpw248.wpsuo.com/how-do-i-decide-if-my-cash-gap-is-temporary-or-longer-term

Freelancers can use a Rolex as collateral to cover the stretch between client payments without selling the watch. A lender may offer about 30% of its value, giving them short-term cash to handle bills while the next invoice clears.