A small business can compare off-exchange small-group plans through a broker or...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

A small business can compare off-exchange small-group plans through a broker or directly with insurers, and consider an HRA if individual coverage fits better. Before comparing premiums, check that employees’ doctors and hospitals are in-network.